Why should you buy things on EMIs?
It is recommended to purchase products on EMI if you cannot afford to purchase them at one go. EMI allows paying on a monthly basis. Instead of paying the total sum at one go, you can break the same into smaller amounts and pay it monthly. Using the Easy EMI service options, customers can purchase a wide range of products and services and payback in easy monthly installments. It is a good option to purchase any product because it increases your affordability and does not hamper your monthly budget.
There are various products that are usually purchased in EMI, smartphones, home decor, and appliances including televisions, air conditioners, washing machines, dishwashers, refrigerators, and others. Consumer durable, digital products, lifestyle products, clothes & accessories, and more can be purchased on easy EMIs. Applying for EMIs is a hassle-free process and a minimum amount of documents is required. There are some processes which should be taken while buying the product on EMIs and they are mentioned below.
Global IME Easy Buy Easy Pay (EBEP) is a Credit Card based loan facility designed to promptly facilitate the customers in purchasing their desired products instantly without any down payment requirements at 0% interest on EMI basis upon their choice of repayment time frame, as per their convenience, availed through hassle-free quick processing service enabling the customers to enjoy the products as and when required.
Our EBEP facility offers the financing facility on wide range of consumer goods such as electronic appliances and gadgets, mobile phones and accessories, home appliances, furniture, designer wears, refined jewelries of renowned brands. The Credit Card loan facility offers following features:
EBEP offers financing facility on products worth ranging from minimum Rs. 15,000 up to Rs. 2 Lakhs.
The customer can select the repayment tenure from minimum 6 months up to 18 months.
The billing will be processed at the 1st of every English Month with 15 days of grace period to the customer for the payment who has the principal payment.
The customer also has the choice of prepaying the outstanding loan amount at minimal pre-payment charges.
The renowned brand partners of EBEP are enclosed herewith and we are constantly progressing on associating with more celebrated brands.
Frequently Asked Quetions
Yes. Credit card is necessary for EMI facility on credit card.
For now, both bank’s EMI credit card facility is available on 0% interest.
Customer can choose 6 , 12 or 18 month tenure while applying for EMI facility.
The minimum amount to apply for EMI is 15,000 NPR and customer can apply EMI up to total credit limit available in the Credit Card.
Yes. If the limit is still available on the card, you can continue using your card.
You can apply EMI up to total available limit on your credit card only. The bank shall finance up to the limit available on your card and for rest amount, you need to make payment to the merchant separately.